Tuition Financing
VSA has options to help finance your education!
1. STANDARD INSTALLMENT PLANS directly with VSA (open to all students)
2. FULL TUITION FINANCING via Climb Credit – US students only
DOG TRAINER COURSE
Installment Plan Options (open to all students)
3-Payment Plan
$1,317 or £1,197/month
Pay your tuition in 3 monthly installments of $1,317 each.
6-Payment Plan
$708 or £643/month
Pay your tuition in 6 monthly installments of $708 each.
12-Payment Plan
$354 or £322/month
Pay your tuition in 12 low monthly installments of either $354 or £322 per month.
First payment due upon registration.
18-Payment Plan
$236 or £214/month
Pay your tuition in 18 low monthly installments of either $236 or £214 per month.
First payment due upon registration.
There is a 7.5% administrative fee for the above 6, 12 and 18-month options which is included in these installment payments.
Students who have previously completed VSA’s Fundamentals of Dog Training & Behavior Course receive a full refund of their Fundamentals course tuition after enrolling in the Dog Trainer Course.
NOTE: The above amounts are in USD and GBP, but financing is available to students from all countries, and current exchange rates can be found here.
DOG TRAINER COURSE with IN-PERSON TRACK
Installment Plan Options
UK CLASSES
6-Installment Payment Plan
£1,213/month
You can finance your UK-based Dog Trainer Course with In-Person Track tuition directly with VSA and pay it in six equal installments.
Here’s how it works:
- Apply for enrollment in the Dog Trainer Course plus In-Person Track.
- Submit a loan application (will be provided after you submit your course application).
- Upon approval, pay your tuition in 6 equal monthly installments of £1,213.
- Pay your first installment no later than two weeks prior to your IPT Class Registration Deadline or whenever you’re ready to begin your online studies, whichever comes first.
US CLASSES
6-Installment Payment Plan
$1,335/month
You can finance your US-based Dog Trainer Course with In-Person Track tuition directly with VSA and pay it in six equal installments.
Here’s how it works:
- Apply for enrollment in the Dog Trainer Course plus In-Person Track.
- Submit a financing application (provided after you submit your course application).
- Upon approval, pay your tuition in 6 equal monthly installments of $1,335.
- Pay your first installment no later than two weeks prior to your IPT Class Registration Deadline or whenever you’re ready to begin your online studies, whichever comes first.
There is a 7.5% administrative fee for this option included in the tuition balance noted above.
DOG TRAINER COURSE UPGRADE to IN-PERSON TRACK
Installment Plan Options (open to all students)
UK 6-Payment Plan
£570 / month*
You can pay the upgrade fee to add the In-Person Track to standard Dog Trainer Course enrollment via a 6-payment installment plan.
Here’s how it works:
- Pay your first installment payment of £570 upon enrollment in the IPT.
- £570 per month for 5 additional months
US 6-Payment Plan
$627 / month*
You can pay the upgrade fee to add the In-Person Track to standard Dog Trainer Course enrollment via a 6-payment installment plan.
Here’s how it works:
- Pay your first installment payment of $627 upon enrollment in the IPT.
- $627 per month for 5 additional months
There is a 7.5% administrative fee for this option which is included in the installment payments above.
NOTE: The above amounts are in USD and GBP, but financing is available to students from all countries and current exchange rates can be found here.
FULL TUITION FINANCING via CLIMB CREDIT
(as little as $199 down)
US students only
VSA has partnered with Climb Credit – a new kind of student lending company which focuses on financing career-building programs to help students get a high return-on-investment from their education. They believe education is an investment toward your future career and earning potential.
Climb Offers:
- A quick online application, which can be completed in as little as 5 minutes with no impact to credit
- Low, affordable interest-only payments while in school and for a few months after to ease your job-search
- High loan approvals—including financing for students with no credit
- Instant decisions 95% of the time, with the ability to accept and e-sign your documents in just a few clicks
- Friendly and responsive customer service available by email ([email protected]), phone (888-510-0533) and instant chat from 9am to 9pm Eastern
Climb Loan Terms for VSA Students:
- Dog Trainer Course ($3,950 tuition): $199 down, up to 2-year loan, payments as low as $178/month
- Dog Trainer Course with In-Person Track ($7,450 total tuition): $499 down, up to 39-month loan, payments as low as $269/month
Sample VSA Course Loans with Climb
Sample loans for representative purposes. Actual terms may vary based on a number of factors.
2. Sample 24-month term includes 24 months of principal and interest payments. Terms vary by program.
3. Sample 30-month term includes 30 months of principal and interest payments. Terms vary by program.
4. Sample 39-month term includes 9 months of interest-only payments followed by 30 months of principal and interest payments. Terms vary by program.
5. Interest rates are fixed from 5.99%; however, actual interest rates vary within this range based on a number of factors. Interest-rate caps may be lower in some states due to legal requirements and may impact your eligibility to qualify for a Climb loan.
6. Annual percentage rates (“APRs”) on loans range from 0.00%–26.47%. Interest rate caps may be lower in some states due to state requirements. APRs are charged for borrowing and are expressed as a percentage that represents the actual yearly cost of funds over the term of a loan. The APR includes a 5% origination fee, where permissible.
7. Loan approval subject to full underwriting. Loans are originated by Climb Investco, LLC (Registered as Climb Credit Investco, LLC in Florida). Victoria Stilwell Academy does not endorse loans originated by Climb Investco, LLC and Climb Investco, LLC is not affiliated with Victoria Stilwell Academy. California Finance Lender #60DBO-44527. NMLS Consumer Access (NMLS# 1240013).
Apply at:
climbcredit.com/vsa
If you plan to apply for a loan via Climb Credit, you can choose to complete your course application first or complete the quick (under 5 minutes) online loan application here. Your credit will not be affected by completing this online loan application and 95% of applicants will get an immediate notification of their loan eligibility and terms.
Loans via Climb Credit are only available for US students or individuals who are able to apply for the loan with a US-based guarantor.
